Everything Apple Pay Cash, From Setup to Sending Money

Apple Pay Cash

With the release of iOS 11.1 Developer beta 2, Apple has rolled out Apple Pay Cash to the public. It’s one more step towards the cashless society Apple envisions. Here is everything you need to know about using it, from setup to sending that hard-earned money.

Apple Pay Cash
For everyone who wants to test sending money with Apple Pay Cash, my Messages ID is … just kidding!

Requirements for Using Apple Pay Cash

First of all, here are the conditions you have to meet in order to try out Apple Pay Cash.

  • Apple Pay Cash is limited to the United States, for now.
  • You must be running at least iOS 11.2 Developer beta 2, or Public Beta 2.
  • Your Apple ID needs to have two-factor authentication enabled.
  • The service requires an iPhone 6 or later.
  • You need to enable the feature.

Getting Apple Pay Cash Turned on

Now, let’s walk through what you need to do by way of setup for Apple Pay Cash. Go to Settings > Wallet & Apple Pay first.

Apple Pay Cash - Setup Step 1
You’ll set up Apple Pay Cash in the Wallet & Apple Pay settings

Near the top of the Settings panel, you’ll see an option for Apple Pay Cash. Toggle that on.

Apple Pay Cash - Setup Step 2
Next, toggle “Apple Pay Cash” on

Next, you’ll be prompted to set up your Apple Pay Cash card in Wallet & Apple Pay. Follow the prompts, and it will be a painless process.

Apple Pay Cash - Setup Step 3
You’ll be asked to verify your Apple Pay Cash setup after this screen

To ensure you can continue using the service uninterrupted, you should tap your card in Wallet & Apple Pay, then press the option to Verify Your Identity.

Apple Pay Cash - Setup Step 4
Since banks are involved, you’ll need to verify your identity to use Apple Pay Cash without any interruptions

The Settings app will confirm your first and last name, along with your date of birth and the last four digits of your Social Security Number.

Presumably, this last step is to meet Patriot Act requirements that financial institutions have to follow. Remember, this peer-to-peer payment service is being implemented through Green Dot Bank, a company that offers prepaid credit cards.

Up next: Using Apple Pay Cash to send and request money

3 thoughts on “Everything Apple Pay Cash, From Setup to Sending Money

  • It appears from my setup that this will only work with a debit card. Those of us that eschew them are left out of this great feature. I am surprised that they don’t enable this directly connected to your AppleID account. Certainly a small service fee of $0.05/send or something like that would be acceptable to users and highly profitable for Apple.

    Does anyone know why this feature requires a debit card?

  • With the release of iOS 11.1 Developer beta 2, Apple has rolled out Apple Pay Cash to the public.

    Requirements for Using Apple Pay Cash

    First of all, here are the conditions you have to meet in order to try out Apple Pay Cash.

    Apple Pay Cash is limited to the United States, for now.
    You must be running at least iOS 11.1 Developer beta 2, or Public Beta 2.

    Just curious, You mean iOS 11.2 beta, right? Or was this article posted on the wrong date?

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